Drivers with a good driving record will benefit from vehicle insurance premium discounts of up to 10% through the CERMAT MADANI initiative, according to Berita RTM.

Transport Minister Anthony Loke stated that the benefits are subject to the assessment and decisions of participating insurance companies.

NCD Claims of Up to 65%

He explained that this initiative aims to promote a culture of safer, more responsible, and prudent driving by utilizing relevant information and data in vehicle insurance risk assessment.

“Previously, the maximum No Claim Discount (NCD) was 55%.

“Now, drivers with good records may be considered for an additional premium benefit of up to 10%,” he said at the press conference for the CERMAT MADANI Launch.

As of today, ten insurance companies have joined the CERMAT MADANI initiative.

Rebate Offer Period of Up to Three Months

The additional rebate will be offered unconditionally for three months, starting today until September 9.

After this period, premium benefits will be determined based on the driver’s risk assessment, including accident records and traffic summonses recorded in the MySikap database, beginning September 10.

Initially, the assessment will only involve data from the Road Transport Department (JPJ) integrated with the Royal Malaysia Police (PDRM).

Data related to summonses issued by local authorities (PBT) will not be considered at this time.